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First Citizens BancShares, Inc.

TickerFCNCAVenueUSSectorFinancial ServicesPrimary listingBeta0.60
$2,110-0.66%
FinScore64

First Citizens BancShares, Inc. is a United States-based company in the Financial Services sector with a market capitalisation of $24.0B. Its FinScore is 64/100; its highest-scoring layer is Growth (72) and its lowest is Momentum (54). The shares trade at 10.2x trailing earnings and are down 2% year to date.

Market cap
$24.0B
P/E (TTM)
10.2x
P/B
1.1x
Dividend yield (TTM)
0.40%
ROE
10.7%

Share price performance

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About First Citizens BancShares, Inc.

www.firstcitizens.com

First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.

Profile
Sector
Financial Services
Industry
Banks - Regional
HQ
United States
Fiscal year-end
December
Trading currency
USD
Reporting currency
USD
Fundamentals updated
86 days ago
Market
Market cap
$24.0B
Shares outstanding
11.3M
P/E (TTM)
10.2x
Dividend yield (TTM)
0.40%
Beta (issuer)
0.58
Revenue (latest FY)
$14.5B

Revenue breakdown

Revenue split not available

FinScore

As of 2026-10-19
Overall64
Quality54
Growth72
Value62
Momentum54
Relative Strength91

Snapshot

Ownership

As of 2026-06-30
Institutional
55.8%
Insider
4.0%
Free float
72.1%
Top-5 institutional holders
23.9%
Shares outstanding
11.3M
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