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UMB Financial Corporation

TickerUMBFVenueUSSectorFinancial ServicesPrimary listingBeta0.78
$131.1-0.49%
FinScore49

UMB Financial Corporation is a United States-based company in the Financial Services sector with a market capitalisation of $10.0B. Its FinScore is 49/100; its highest-scoring layer is Growth (56) and its lowest is Quality (45). The shares trade at 15.0x trailing earnings and are up 13% year to date.

Market cap
$10.0B
P/E (TTM)
15.0x
P/B
1.2x
Dividend yield (TTM)
1.37%
ROE
8.6%

Share price performance

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About UMB Financial Corporation

www.umb.com

UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.

Profile
Sector
Financial Services
Industry
Banks - Regional
HQ
United States
Fiscal year-end
December
Trading currency
USD
Reporting currency
USD
Fundamentals updated
82 days ago
Market
Market cap
$10.0B
Shares outstanding
76.0M
P/E (TTM)
15.0x
Dividend yield (TTM)
1.37%
Beta (issuer)
0.83
Revenue (latest FY)
$4.4B

Revenue breakdown

Revenue split not available

FinScore

As of 2026-10-19
Overall49
Quality45
Growth56
Value48
Momentum52
Relative Strength46

Snapshot

Ownership

As of 2026-06-30
Institutional
97.0%
Insider
0.0%
Free float
96.0%
Top-5 institutional holders
34.7%
Shares outstanding
76.0M
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