SCB X Public Company Limited

SCB X Public Company Limited functions as the ultimate parent entity for The Siam Commercial Bank Public Company Limited, orchestrating a comprehensive array of financial solutions and services. Its retail banking division caters to individuals with diverse account options, including savings, checking, fixed, and long-term deposits, as well as payroll services. Clients can access various lending products, such as mortgages, auto loans, and personal credit, alongside a suite of insurance offerings covering accident, savings, and health expenses. The company also issues debit, credit, prepaid, and gift cards, while providing investment opportunities through mutual funds, bonds, and debentures, complemented by modern payment and digital banking functionalities. For its corporate clientele, SCB X extends robust credit facilities, expert financial advisory services including mergers and acquisitions, and specialized financing solutions like fixed income instruments, underwriting, structured finance, and project finance. Businesses can also leverage its foreign exchange and interest rate risk management tools, investment strategies, and comprehensive cash management services. Furthermore, the company provides a full spectrum of trust and agency services, encompassing custodian, mutual fund supervisory, registrar, escrow, security agency, and debenture holder representation, alongside international trade remittance and digital corporate banking. Beyond its core financial operations, the group diversifies its activities into additional ventures, including the leasing of office spaces, hire-purchase arrangements, vehicle lending and leasing, and dedicated research and development initiatives. It also manages debt collection services and spearheads technological innovations, notably a food ordering platform. With its origins tracing back to 1906, this Bangkok, Thailand-headquartered corporation, formerly known as SCB Holdings Public Company Limited, serves customers via its extensive domestic branch network and maintains an international footprint with branches in Singapore, Hong Kong, Laos, Vietnam, China, and the Cayman Islands.