Affirm Holdings, Inc. logo

Affirm Holdings, Inc.

TickerAFRMVenueUSSectorFinancial ServicesPrimary listingBeta3.61
$74.57+0.76%
FinScore72

Affirm Holdings, Inc. is a United States-based company in the Financial Services sector with a market capitalisation of $22.0B. Its FinScore is 72/100; its highest-scoring layer is Growth (88) and its lowest is Value (44). The shares trade at 11.4x trailing earnings and are down 0% year to date.

Market cap
$22.0B
P/E (TTM)
11.4x
ROE
47.9%

Share price performance

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About Affirm Holdings, Inc.

www.affirm.com

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

Profile
Sector
Financial Services
Industry
Financial - Credit Services
HQ
United States
Fiscal year-end
June
Trading currency
USD
Reporting currency
USD
Fundamentals updated
50 days ago
Market
Market cap
$22.0B
Shares outstanding
296.9M
P/E (TTM)
11.4x
Beta (issuer)
3.82
Revenue (latest FY)
$3.9B

Revenue breakdown

FY 2026$4.3B
  • Interest income
    48.1%$2.0B
  • Merchant network revenue
    27.0%$1.1B
  • Gain on sales of loans
    14.0%$596.6M
  • Card network revenue
    6.9%$294.0M
  • Servicing income
    4.1%$173.1M

FinScore

As of 2026-10-19
Overall72
Quality73
Growth88
Value44
Momentum59
Relative Strength94

Snapshot

Ownership

As of 2026-06-30
Institutional
77.6%
Insider
0.2%
Free float
95.6%
Top-5 institutional holders
32.4%
Shares outstanding
296.9M
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